نوع مقاله : مقاله پژوهشی
نویسندگان
1 دانشیار گروه اقتصاد انرژی، دانشکده علوم اقتصادی و اداری، دانشگاه مازندران، بابلسر، ایران
2 دانشجوی دکترای علوم اقتصادی، دانشکده اقتصاد، دانشگاه علامه طباطبایی، تهران، ایران.
چکیده
کلیدواژهها
موضوعات
عنوان مقاله [English]
نویسندگان [English]
Objective: Considering the dependence of the economy on banks as the most important source of financing the firms, the performance of the banking system has an impact on the economy. The performance of the banking system can usually be checked with its balance sheet. This research seeks to investigate the fact that when this important financial statement is unbalanced, how the economic welfare is affected.
Methods: Considering the importance of this issue, in the present study, using the Autoregressive Distributed Lags approach, the effect of banking imbalance on economic welfare during the period of 1978 to 2022 has been estimated in two formats. In the first form, the growth of the banks' debt to the central bank is used as a banking imbalance, and in the second form, the growth of the government's debt to the central bank is used to strengthen the results. To calculate economic welfare, the Index of Economic Well-Being is used.
Results: The moving trend of the economic welfare index shows that it fluctuates during the period under review and has an average of 26.40; Also, the growth trends of the banks' debt to the central bank and the growth of the government's debt to the central bank, as indicators of banking imbalance, fluctuate and have an average of 1.29 and -3.56, respectively. The long-term estimation results show the negative effect of banking imbalance (based on both indicators) on economic welfare. Also, per capita income and ...
کلیدواژهها [English]
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